With over a decade of experience, James (Jay) has established himself as an expert in the field of mortgage lending, specializing in VA loans. His expertise spans all facets of the loan process – from initial application through to closing – ensuring a smooth, transparent, and efficient experience for each client. His commitment to excellence is reflected in his numerous industry accolades and the consistent praise he receives from satisfied clients.

Jay takes pride in treating each client like family and has a deep-rooted passion for assisting veterans and their families. He has facilitated hundreds of VA loan transactions, demonstrating his commitment to providing exceptional service and support to those who have served our country. His approach is grounded in clear communication, transparency, and a commitment to ethical practices, ensuring that clients feel confident and well-informed throughout the mortgage process.

Jay graduated from Towson University in 2007 with two Bachelors degrees and has been a mortgage professional since 2012. When he’s not helping clients through the mortgage process, Jay enjoys spending time with his wife and three sons, socializing with friends, golf, and coaching his son’s sports teams.